Medicare Supplement plans are standardized by federal law. A Plan G is a Plan G, no matter who sells it. So if your premium went up this year, the only thing that changed is what you're paying. See what Arizona residents on the same plan are actually paying.
Medicare Supplement plans are identical by federal law. Every carrier selling Plan G must cover the exact same things. Premiums are the only difference between them.
Many carriers use low introductory rates to win new customers, then raise premiums year after year once you're enrolled. New customers at your current carrier may be paying less than you are for the exact same coverage right now.
Plan G from any carrier covers the exact same services. You're not trading coverage when you switch, only price.
Most carriers adjust rates annually. Double-digit increases have become the norm across nearly every major carrier over the past two years.
Outside of a guaranteed issue window, carriers can ask health questions. Our agents review your situation before any application goes in.
Medicare Supplement plans work with any provider who accepts Medicare, nationwide, with no network restrictions or referrals required.
Use the calculator above to see estimated rates for your age, plan letter, and tobacco status. Takes about 30 seconds.
A licensed Arizona agent reviews your current plan, walks through your options, and goes over underwriting before any application is submitted.
If you qualify and want to move forward, we time the transition so your new coverage starts the day your current policy ends.
No obligation. A licensed Arizona agent will follow up, usually the same day. Prefer not to wait? Call 480-900-7481.
A licensed advisor will reach out to you shortly. Prefer not to wait? Call us now at 480-900-7481.
No. Medicare Supplement plan benefits are standardized by federal law. The same plan letter covers the exact same services regardless of which company sells it. The only thing that changes when you switch is your monthly premium.
Outside of a guaranteed issue period, most carriers require medical underwriting, meaning they may ask about your health history. Our agents go through your situation before any application is submitted so there are no surprises. Some applicants qualify easily; others may need to explore alternatives. We'll be upfront either way.
For certain plan letters, the carrier offers two coverage options at different premium levels. One provides access to any Medicare-accepting provider nationwide with no network restrictions. The other generally offers a lower premium in exchange for using a specific network of providers. Your agent will explain both options and help you figure out which one fits your situation, including whether your current doctors are in-network.
For standard nationwide coverage plans, yes. Any provider who accepts Original Medicare accepts your Medicare Supplement plan, no separate credentialing needed. If you're looking at a lower-premium network option, your agent will help you confirm your current providers are included before anything is finalized.
The application typically takes 15 to 30 minutes with your agent. Underwriting can take anywhere from a few days to a couple of weeks depending on the carrier. We coordinate the effective date so your new coverage starts the day your current policy ends. No gaps.
No. Our agents are compensated by the carrier, not by you. There is no fee to get a quote, speak with an agent, or have us shop your options. If we can't save you money, we'll tell you that.